FBC
Federal Benefits Counselors 
HomeAbout UsFEGLIThrift Saving PlanOur TeamThe 4C'sTSP Modernization Act

Our 4 C's for your retirement are a critical part of the retirement planning process because it is so important to have to know these critical steps so you 
enjoy the retirement you envision.

Our 4 C's are developed by our planning team that consist of the following:

Clarity:
How much income in retirement?
What resources to fund your retirement?
How many years you might live in retirement?
Your risk olerance?
Legacy planning?

Comfort:
Your level of risk in reference for greater returns
Safety over returns 
Shifting of assets over your retirement age

Cost of Living:
Your ability to keep up with purchasing power
Inflation control
Healthcare costs during your retirement life

Certainty:
Create a guarantee income for life as we are all living longer

We look forward working with you, and should you have any questions please feel free to email or call our office.

Sincerely,
Gene Herscher
President

Dave Choby CLU 
Vice President of Life Division

Gene Herscher
Federal Benefit Counselors
President
www.federalbenefits.biz
fedbc@mail.com

Home Office (561) 429-6996

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Federal Benefits Counselors - The 4 C's